Several years ago, Civic Voice ran a competitive insurance deal for member civic societies. Sadly, this ended and was not replaced. We are now in discussions with several brokers on setting up a new scheme, and need to understand what the likely take up would be before insurers can decide if it is worth them setting up a new offer.
It is recognised that until societies see the details of a package it is impossible to say for sure, and of course there is a wide range of activities undertaken by civic societies, but your best guess as to whether or not you would take up such a deal would be most helpful. Without enough feedback, it is unlikely we will be able to negotiate a new deal.
It is likely that the core of the scheme would include: –
- Employers liability (most schemes seem to include volunteer cover in this)
- Public liability (for meetings, events etc)
- Products liability (this appears to be standard, but could cover a freebie you gave out which injured someone! Some insurers include this in public)
- Professional indemnity
- Trustee and officers indemnity
- Personal accident
For societies running public buildings and venues like museums, you would obviously need additional cover to this main scheme.
If you are responsible for insurance in your local society, please complete the survey here.